Press Releases

Edward "Ted" Kamradt VP - Senior Wealth Advisor

Craig Morgenstern VP- Senior Investment Officer

DOYLESTOWN, PA – C&N (Citizens & Northern Corporation, NASDAQ: CZNC), expands its Wealth Management team with the addition of Edward "Ted" Kamradt as VP & Senior Wealth Advisor and Craig Morgenstern as VP & Senior Investment Officer, both located in the Doylestown, PA office.

Ted Kamradt, who most recently held a wealth management position with Citizens Bank, is joining C&N as Senior Wealth Advisor. In his previous role, Ted led a team of Financial Advisors, cultivating strong relationships across the greater Philadelphia area. He earned a Juris Doctor (law) degree from the University of Connecticut School of Law before pursuing his career in wealth management and working for several large firms, including Fidelity Investments and Vanguard. A Certified Financial Planner (CFP®), Ted is based in the Doylestown area, where he'll focus on financial planning, estate planning and wealth management for existing and new clientele. 

Matt Bower, EVP/Chief Wealth Management Officer, said, "Ted has exceptional industry experience. His background and credentials provide our team with a very talented resource, positioning him and C&N Wealth Management as a competent and competitive presence in the region. His addition dramatically changes our client servicing and business development capability across the entire Southeast." 

Craig Morgenstern, C&N's newest Senior Investment Officer, brings over 15 years of experience in investment strategy, portfolio management and financial planning to C&N. Craig holds a Chartered Financial Analyst (CFA®) designation, the highest recognition in the investment management industry. Craig also holds the Certified Financial Planner (CFP®) designation.

Philip Prough, SVP/Chief Investment Officer, said, "We are thrilled to welcome Craig to the team and look forward to the value he'll bring to our clients and community members in the region.”  Craig, who earned bachelor's degrees in Finance and Accounting from the University of Maryland, has advised complex family groups and institutions on investment policy, portfolio construction, and tax-efficient implementation. “He will be a key contributor to the expansion of our equity portfolios and the advancement of investment offerings at C&N,” said Prough.
 
Craig resides in Newtown, PA and maintains a deep commitment to the community, serving on The College of New Jersey Foundation, as Treasurer and Finance Committee Chair, and as member of the Board of Directors of Greenwood House, a local senior living facility. 

As C&N continues to build its presence in the region, these additions to its team in the Greater Philadelphia area place even more emphasis on its comprehensive, relationship-based approach to financial services in the region. Visit Ted, Craig or the other financial experts in one of C&N’s local offices in Doylestown, Newtown or Chesterbrook, PA.