Checking Accounts
Life is full of difficult decisions. Choosing a Checking account shouldn't be one of them.
Find the Best Checking Account for You in PA & NY
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Bank AnywhereSimplify your daily finances with Online Banking.
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Easy AccessAccess money anytime with your Visa Check Card.
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Mobile BankingBank anytime, anywhere on your smartphone or tablet.
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Pay BillsSave time, money and stamps with Online Bill Payments.
C&N Merit Checking Account |
C&N Relationship Checking Account |
C&N Everyday Checking Account |
|
|---|---|---|---|
Minimum to open |
$25.00 |
$25.00 |
$25.00 |
Minimum Balance Requirements to avoid maintenance fee |
$500 |
$5,000 |
$0.00 |
Interest Earned* |
Yes | ||
Unlimited Check Writing |
Yes | Yes | Yes |
Foreign ATM Fee Refunded up to $12.00/month |
Yes | ||
| Yes | Yes | Yes | |
| Yes | Yes | Yes | |
| Yes | Yes | Yes | |
| Yes | |||
| Yes | Yes | Yes | |
| Yes | Yes | Yes | |
| Yes | Yes | Yes | |
| Yes | Yes | Yes | |
One free order of checks per year*** |
Age 55+ |
Age 55+ |
|
Free Cashier's Checks |
Yes | ||
Free Small Safe Deposit Box (or $15 credit toward large box) |
Yes | ||
Printed Statement Fee |
$3.00 |
$3.00 |
$3.00 |
Dormancy Fee |
$5.00 per month |
$5.00 per month |
$5.00 per month |
Overdraft, Returned Item and Uncollected Funds Fees |
$35.00 |
$35.00 |
$35.00 |
Early Closure Fee within 6 months |
$25.00 |
$25.00 |
$0.00 |
Every account includes these
No matter which Checking account you choose, you'll enjoy these valuable features:
- Imaged checking services allow us to quickly access your paid checks for legal proof of payment. Imaged checks also can be sent to you. Fees apply.
- Ready Cash Overdraft Protection is a revolving line of credit subject to credit approval that automatically transfers funds to cover overdrafts on your Checking account or provides quick access to cover short-term cash needs. Fees apply.
- Overdraft protection authorizes automatic Key Savings transfers to cover Checking overdrafts. Fees apply.
- Automatic Savings Transfers move money from your Checking to your Key Savings.
* C&N Merit non-qualifying accounts - .05% APY These rates may change after the account is opened. Fees may reduce earnings. Please contact your local C&N Location for our Truth-In-Savings Disclosure for complete details. APY is Annual Percentage Yield.
** Message and data rates may apply from your wireless carrier.
***One order of wallet-style basic checks per year if the tax owner 55 years of age or older.
