A Fresh Start to Your Savings
Choose a fresh start for your savings by taking advantage of our C&N CD specials.
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Explore Our 8-Month CD, 37-Month CD or 37-Month IRA CD Options for Secure, Guaranteed Growth.
Whether you’re looking to grow your money quickly with an 8-month CD or make a longer-term investment with a 37-month CD or IRA CD, we’ve got the perfect solution for your financial future. Lock in a competitive rate today and give your savings a boost.
Why Choose an 8-Month CD or 37-Month IRA CD?
A Certificate of Deposit (CD) is one of the safest and most reliable ways to grow your savings. Whether you’re planning for an upcoming expense or building your retirement fund, these products offer a secure way to lock in a high rate for a set period of time.
8-Month CD: Perfect for those who want to quickly take advantage of a great rate without locking in their money for too long. If you're looking for flexibility but still want a guaranteed return, an 8-month CD is a great option. To qualify for the special rate on our 8-Month CD, the minimum amount of the CD tier must be funds that are not already on deposit with C&N at the time of account opening.
37-Month CD or IRA CD: This long-term investment is ideal for anyone looking to build wealth over time. With tax-advantaged growth, a 37-month IRA CD helps your money grow steadily and securely.
| Term | MinBalance | Rate | APY |
|---|---|---|---|
| 8 Months** | $10,000.00 | 4.100% | 4.16% |
| 8 Months** | $100,000.00 and over | 4.300% | 4.37% |
| 37 Months*** | $10,000.00 | 3.700% | 3.75% |
| 37 Months*** | $100,000.00 and over | 4.200% | 4.27% |
| IRA CD 37 Months*** | $10,000.00 | 3.700% | 3.75% |
| IRA CD 37 Months*** | $100,000.00 and over | 4.200% | 4.27% |
Benefits of Choosing a C&N CD:
High Rates: Secure competitive rates that help you maximize your returns.
Safe & Secure: Rest assured knowing your investment is FDIC-insured up to $250,000.
Easy Account Management: Manage your CD online with ease using our digital banking platform.
How It Works:
- Choose Your Term: Select the 8-month CD, 37-month CD or 37-month IRA CD that fits your needs.
- Lock in Your Rate: Enjoy peace of mind with a guaranteed rate that works for you.
- Watch Your Savings Grow: Your investment earns interest over the course of your term, building your financial future.
Take the Next Step
Start your savings journey today. Open your 8-month CD or 37-month CD online, or contact your local C&N expert to open your 37-month IRA CD.
APY = Annual Percentage Yield. APY is accurate as of 1/14/2025. Offer is open to existing or new customers. Offer not available to Municipal accounts or deposit brokers. $2,000,000 limit per account. Offer may be withdrawn at any time.
**8-month CD, 2 tiers: (1) $10,000 minimum at an interest rate of 4.100% and 4.16% APY, and (2) $100,000 minimum at an interest rate of 4.300% and 4.37% APY. Minimum balances to earn APY must be new money (defined as funds not on deposit with C&N at the time of account opening.) Existing customers may add existing C&N liquid funds (no waived penalties on existing time deposits) to new accounts but must bring in a minimum of $10,000 or $100,000 new funds to qualify. CD automatically renews to a 12-month CD upon maturity at the interest rate and APY of the 12-month term at that time. No additional deposits, withdrawals of principal, or withdrawals of uncredited interest are allowed. Withdrawals outside of the ten-day grace period at maturity will result in the account being closed and forfeiture of 90 days interest.
***37-month CD or 37-month IRA CD, 2 tiers: (1) $10,000 minimum at an interest rate of 3.700% and 3.75% APY, and (2) $100,000 minimum at an interest rate of 4.200% and 4.27% APY, CD automatically renews to a 36-month CD upon maturity at the interest rate and APY of the 36-month term at that time. No additional deposits, withdrawals of principal, or withdrawals of uncredited interest are allowed. Contributions and withdrawals subject to IRS rules on 37-month IRA CD. Withdrawals outside of the ten-day grace period at maturity will result in the account being closed and forfeiture of 365 days interest.
