Merit Checking

Interest Checking for our PA Customers 

Earn up to 2.25% APY¹ on your Checking balance.

Strike a Balance

Money is always moving in or out of your Checking account. Now, it’s time for it to grow. Check out C&N’s Merit Checking Account. You’ll earn competitive interest on your balance plus enjoy the value-added features that come with any C&N Checking Account, including:

• FREE Online and Mobile² Banking to manage your account when and where you want.

• FREE Bill Pay to pay bills without writing checks or using stamps and envelopes.

• FREE Switch Service  to switch your account with no hassle – we handle all the work for you.

It's easy to qualify for the premium interest rate

You determine how much interest you earn each month. To qualify for the highest tier of 2.25% Annual Percentage Yield (APY¹), simply:

• Have at least 1 direct deposit or ACH per month
• Make 10 debit card/point-of-sale transactions per month
• Enroll for monthly e-Statements

You’ll probably meet the criteria through your normal banking process. But if you don’t qualify one month, you’ll still earn interest. Then you can try again next month.

• 2.25% APY¹ on balances up to $30,000    
• 0.25% APY¹ on balances over $30,000  
•  0.05% APY¹ even if you don't qualify

Let's Get Started

It’s easy to open your C&N Merit Checking Account online or in person. Get started by visiting cnbankpa.com, stopping by your local office or calling 877.838.2517. We’ll be happy to help.

Open a C&N Merit Checking Account

¹ APY - Annual Percentage Yield. Rates effective as of 12/11/2019. These rates may change after the account is opened. Fees may reduce earnings. Please contact your local C&N office for our Truth-In-Savings Disclosure for complete details. Minimum $25 required to open account.
² Message and data rates may apply from your wireless carrier.