Business Services

Business Checking Fraud Prevention

C&N’s Business Checking Fraud Prevention services offer robust protection for commercial checking accounts through two key tools: ACH Debit Block, which lets businesses set custom rules to approve, decline, or block ACH transactions, and Positive Pay, which verifies check details (number, date, payee, amount) in real time, sending instant alerts for any discrepancies so you can approve or reject checks before they clear

Remote Deposit Capture

We provide the scanner and you enjoy the convenience of depositing your checks from your office, anytime. You no longer have to take time out of the workday to write out deposit slips and drive to a bank branch to deposit your checks.

• Automation ensures greater accuracy and speedier processing
• Activity from all of your offices is consolidated in one easy-to-access location
• Daily deposits can mean improved cash flow

Sweep Accounts

Sweep Accounts help businesses maximize their return on their cash reserves while maintaining liquidity. Additional benefits include:

• Higher interest earnings
• Improved cash flow management
• Reduced risk
• Simplified accounting

Lockbox Services

Achieve that vital separation between billing and receivables to create more efficiency in your business. Our Lockbox Services are turnkey solutions powered by state-of-the-art processing technology for businesses that receive high volumes of customer payments.

• Provides online imaging of payments, remittance documents and reporting
• Payments accompanied with scannable remittance documents automate the payment processing
• Payments mailed to one post office box for our easy retrieval and processing
• Provides outside audit control
• Same-day posting to your account
• Reporting and remittance procedures adapt to your company's specific needs
• Timely receivables updating allows you to make more informed credit decisions
• Easily access your transaction history