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Mortgages
Hey, neighbor. You deserve a better mortgage experience. Our home loan specialists will make you feel right at home.
Multiple Mortgage Loan Options in PA and NY
When you're ready to buy a home, refinance your mortgage or borrow against the equity in your home, C&N is here to help find a financing solution that's the perfect fit for you.
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Quick decisions
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Easy payments
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Fixed or variable rates
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Low/no down payment options*
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Same-day Prequalification**
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Specialized mortgages
Loans subject to credit approval
*Low and no down payment options may require Private Mortgage Insurance.
** Same-day prequalification does not apply for USDA or FHA loans.
Refer&Reward
Refer a friend to C&N and you'll both receive a special bonus: $50 for you, $50 for them!

Conventional & Conforming Mortgages
Explore our Conforming Mortgage options designed to offer competitive rates and flexible terms for your home purchase or refinance.
C&N's no money down mortgage option offers 100% home financing for those eager to buy but have little or no down payment.
Specialty Mortgages
Our First-Time Homebuyer program gives you flexibility to purchase your first home with low money down and other great mortgage features.
Embark on your home building journey with a tailored construction mortgage loan from C&N.
Our local home loan experts designed this exclusive mortgage package to solve the unique challenges facing medical professionals.
Government Mortgages
The U.S. Department of Agriculture's (USDA) rural housing program supports homeownership for people who meet its qualifications.
C&N supports our military and veterans with home financing via our VA Home Loan Program.
An FHA loan helps make homeownership more accessible by offering lower down payment requirements and more flexible credit qualifications compared to conventional loans.
C&N is proud to be an approved participating lender with the Pennsylvania Housing Finance Agency (PHFA), an organization committed to making homeownership more accessible for Pennsylvania residents.
Mortgage Support & Information
C&N's trusted mortgage experts will help guide you through every step of the mortgage process.
Do you have a question about the mortgage process? Visit our Mortgage FAQ section to get answers.