Insurance Disclosure

In accordance with provisions mandated by the Gramm-Leach-Biley Act of 1999, you are provided with the following disclosure concerning the sale of insurance products.

• The insurance product is not a deposit or other obligation of, or guaranteed by, C&N or any affiliate of C&N.
• The insurance product is not insured by the Federal Deposit Insurance Agency (FDIC) or other Agency of the United States, C&N or (if applicable) any affiliate of C&N.
• There is investment risk associated (if applicable) including the possible loss of value.
• In the case of an application for credit in connection with which an insurance product is being sold, solicited or offered, C&N may not condition the extension of credit on either:
  • The consumer's purchase of an insurance product from C&N or any of its affiliates, or
  • The consumer's agreement not to obtain, or a prohibition on the consumer from obtaining, an insurance product from any unaffiliated entity.