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Conforming Loans

Ready to settle into a new home? Our experienced mortgage specialists will explain all of your home loan options and help you find the right fit.

Conforming Mortgage for PA & NY Homes

  • Fixed rates
    Budget confidently with an interest rate that won't change.
  • Low down payment
    Get a mortgage with 5% down payment*.
  • Quick loan approval decisions
    Receive a conditional commitment typically within one week.
  • Easy mortgage payments
    Choose auto-deduct for convenient, time-saving payments.

Conforming Mortgages with a Fixed Interest Rate

It's time to reach your next milestone. As your neighbors, C&N wants to help strengthen our communities by providing a mortgage that meets your budget and needs. If you're having trouble with the down payment, we'll find a secondary mortgage with lower requirements.

  • Choose from mortgage terms up to 30 years
  • Borrow up to $647,200** for your purchase
  • Competitive rates and closing costs
  • Requires less cash up front
  • Read our Conforming Mortgage Disclosure


What is a Conforming Mortgage?

Conforming mortgages are home loans that follow specific rules set by two major government- backed companies. Because these loans are standardized, they often come with some great perks for homeowners including:
  • Lower interest rates
  • Stronger lender support
  • Simplified application process


Ready to talk about your mortgage options? Contact our PA and NY mortgage lenders today.

* 5% down payment loans require private mortgage insurance.
** Subject to Credit Approval

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