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USDA Home Loans
You say life is simply better in the country. We say let's make your dream home a reality with a USDA mortgage loan.
USDA Mortgages & Rural Housing Loans for your PA or NY Home
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No mortgage down paymentStart off with more money in your pocket.
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Country livingIdeal for qualified borrowers living in rural communities.
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Quick loan decisionsReceive a conditional commitment typically within one week.
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Easy monthly paymentsChoose auto-deduct for convenient, time-saving home loan payments.
USDA Home Loan Eligibility & Income Limits
Want a rural living experience? C&N has the home financing plan for you. The U.S. Department of Agriculture's (USDA) rural housing program supports homeownership for people who meet its qualifications.
- Available for single-family home purchases in Pennsylvania and New York
- All borrowers must occupy the home as a primary residence
- Household income limits: $74,750 for 1-4 members; $98,650 for 5 or more members
- Seller assist up to 6%
- Not limited to first-time home buyers
- Available to eligible borrowers with credit scores of 640+
Ready to talk about your USDA Loan options? Contact our mortgage lenders today.
* Subject to Credit Approval
Refer&Reward
Refer a friend to C&N and you'll both receive a special bonus: $50 for you, $50 for them!
